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YOUR HOME LOAN EXPERIENCE VIDEO CONTENT YOU NEED TO WATCH
https://www.youtube.com/watch?v=Q75ZkI-UDyE I've been working with the home loan education experience for about 15 years now. During that time I've studied the housing market, what buyers are looking for, how other lenders fail home buyers. My goal has always been...
https://www.youtube.com/watch?v=-_LpebCRPA4 I get a lot of calls from people asking about interest rates and why they're going up. It's important to align yourself with a lender that can give you the reasons why home mortgage interest rates are going up. What I always...
https://www.youtube.com/watch?v=GGgFsJEnqB0 This is a great loan product and a hot topic right now. This is for a buyer who is trying to buy a house in a market that is short inventory. It allows you to buy a house and remodel it at the same time that you purchase it....
https://www.youtube.com/watch?v=oXGgIjWy4Y8 This is my second video for VA loan products. I have a special place in my heart for vets-- Hello vet community! This is for any vets in the market place looking to buy with their VA entitlement. I talk to so many vets out...
https://www.youtube.com/watch?v=ia9jA8D9pbM This video is for the buyer that is having a hard time saving. The buyer that has a job. The buyer that has decent credit. The buyer that is doing well but is struggling to get their down payment together. Most of these...
https://www.youtube.com/watch?v=Q8ETSMMFUyc I really think this is a great topic and you guys should be doing research here. Who is doing your loan matters. When you're a consumer in the marketplace and you're trying to find the best lender out there obviously you...
MY MESSAGE TO YOU
There’s a lot that goes into purchasing a home, beginning with getting underwritten approved for a loan, finding a realtor, ramping up with the house hunting and contingencies, and then ending with new keys. Beyond the walls of that new home is a future, a place to live, maybe work, and certainly play. Beyond the walls is a family with many hopes and dreams. I see you and your future first before I think about anything else. So let’s get to know each other first. It is important we do it the right way.
“Your Home Loan Experience”
YOUR HOME LOAN EXPERIENCE
“Your Home Loan Experience” is a process where we leverage technology to simplify the mortgage process with a human connection to improve the loan experience where a traditional mortgage fails. We focus on your specific mortgage and real estate goals, being mortgage educators, putting together your mortgage debt strategy, finding solutions to fund your loan, over communication throughout the entire loan process and a client FIRST always approach. In addition, our experience includes speed to close as we have created an opportunity for home-buyers to get their loan closed in 21 days or less.
Be the best in customer service, be available, advise, explain, find solutions, close loans.
WHAT WE DO
Since 2004 Michael Faulkner and his team have worked with thousands of clients taking them through the custom “Your Home Loan Experience” for both residential purchase and refinance loans in the great states of Arizona and California. Michael is also an Internet & Social Media Mortgage Content Provider.
WHY CHOOSE US
We take the time to educate, we make sure your mortgage is affordable and sustainable, we explain the “why” behind rates, we custom tailor your mortgage debt strategy, you are not just a loan number with us, all we do is residential mortgage loans and we build relationships with our clients.
It is all about our clients “Mortgage Loan Experience” and that’s the bottom line period!
See what people are saying about
Scottsdale, AZ’s Top Loan Officer
Michael is definitely one of a kind. A year prior I had wanted to start the process of buying a home and the lender that was recommend to me did a poor job. So I stopped the process. When I found Michael I gave it another try. He is well educated and really knows his stuff. He worked with my fiancé who resides in California and myself so well. He made it work and when little things would come up he always had a way to approach things. Thank you so much Michael for your help, patience and always answering every single question we had. It means so much to us.Yvette S.
As a first time home buyer I was very unsure of the process and did not know what to expect. I literally had my lender Mike with AP Mortgage pick up my loan during the middle of what was almost a horrible transaction as I was going through another lender first who had me set up to have a first and a second mortgage on my first home!! Mike assured me I did not need to have two mortgages and proceeded to close on my home with the original close date. I was amazed at how hands on he was. I got calls returned promptly and he kept me informed step by step of what was happening. The key to this successful deal was Mike taking the time in explaining everything to me. I was never left to feel as if I should know the mortgage or home buying process. I greatly appreciate the time he took in closing my house and I totally know without a doubt he went the extra mile to get me my home with all of its many exceptions. I would definitely refer Mike to my family and friends and can honestly say they will not only get the home they want but they will have someone who treats them like a real person and not just another loan application in the bucket sort of speak. Thanks Mike for helping my husband and I purchase our first home. We now have a sense of security and can provide an amazing home for our two boys to grow up in.Indeara R.
Michael was phenomenal on all levels of professionalism, expertise, and customer service. He came highly recommended from a friend who had a nightmare come true with a previous lender. She was blown away by Michael and his team and had renewed faith that there are great professionals out there. That being said, it is so important to go with someone you have thoroughly researched and you know is experienced and knowledgeable in what they are doing. Back to Michael- we went through the pre-approval process with him before we even started looking. I highly recommend this. We knew what we could be approved for before we got our hearts set on anything. We decided to go with a new build, and Michael was so instrumental in getting us the lowest interest rate over the 6 months while we waited for our house to be built. Rates went down and we locked 120 days out. He watched the market closely and was truly so interested in educating us about every choice we made, making us aware of benefits and disadvantages of everything. When you are making one of the biggest decisions of your life, you want a panel of experts on your team. A good realtor, and a good lender are key to this. Don’t let your arm be twisted if your builder offers incentives with a certain lender, go with the best, and you will likely get incentives regardless. Don’t make this decision lightly, and put Michael through the test, he will pass with flying colors!Amanda P.
Michael and American Pacific are a true class act and absolute professionals to work with. You will never not know where you stand with your loan or what is needed to finalize your sale/purchase. Michael is probably the best I’ve ever met when it comes to follow up and communication.
Our most recent transaction w/ Michael went through several transformations… originally beginning as a simple investment property loan, then morphing into a property search for a family member… and ultimately ending with us purchasing a new primary residence. Through all the changes and time involved with altering the transaction…Michael continued to be as responsive and helpful as he was on day 1. I’ve known many brokers who were super responsive until the first hiccup and then suddenly realize that there might be work involved and instantly turn to terrible communicators. Michael and the team at AP are certainly a cut above those outfits and I highly recommend them to ANYONE and EVERYONE. Skip the headaches and heartaches that tend to accompany your mortgage and speak to Michael Faulkner at American Pacific and you will be happy you did. I know my family certainly was.Matt H.