(480) 656-5751 michael@faulknermortgage.com
Lending in CA and AZ only
Lending in CA and AZ only

Home Loans & Mortgages in Scottsdale, AZ

Refinancing

“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett

Are you losing money on your mortgage payment because you could be paying less? You aren’t alone. Now may be the right time for you to refinance, and you have some options:

  • Refinancing to Lower Your Payment
  • Cash Out Refinance
  • HELOC

5 ways investing in real estate makes you money

A lot can happen in one, two or five years. After buying a home, a lot can happen in even a shorter amount of time. That’s because buying a home brings so much JOY and great financial OPPORTUNITIES. With that said, I’m sharing with you five ways in which buying a...

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Why you should try to make one extra mortgage payment per year

“A penny saved is a penny earned.” While a penny is an insignificant amount of money, the habit of saving is a big deal. The same can be said about the way you pay for your mortgage. One payment out of the many you promised to make over the 30-year life of your loan...

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Three things to consider before purchasing a home

One of the biggest decisions you’ll make is purchasing a home. And just as important as deciding to buy a home, is the decision of WHEN. When you buy a home, you’re investing in your family and your financial future. Where you live – whether it’s Phoenix, Scottsdale...

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Get ahead by setting your financial goals for 2019

I enjoy this time of year. The beginning of a new calendar year means the beginning or renewal of your GOALS. Whether you’re trying to continue your path of healthy living, or, you’re determined to finally set down some roots and purchase real estate in Arizona, 2019...

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5 tax deductions every Arizona first-time home buyer should know

Buying a home comes with A TON of benefits. It’s an investment. It’s a source of pride. It’s a place to call home. And, it’ll provide you with some flexibility when April 15 rolls by. As a mortgage educator, I constantly strive to offer my clients the latest and most...

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What your real estate agent should know about your mortgage

When you go to purchase a home, you want a real estate agent and loan officer team that has your back 100 PERCENT! Buying a home is a monumental decision that impacts your family and financial future. Since buying a home is so important and personal, I believe it’s...

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What is an Amortization Schedule for a home loan?

I get this question all the time from my clients here in the Phoenix area. The mechanism of a mortgage is complex, but it’s vital to understand how it works. My focus as a mortgage educator is to tell you everything you should know to succeed at buying a home,...

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How to improve your credit score

I’m optimistic about the younger generation’s future when it comes to protecting their financial health. Unlike any time before, consumers have access to VALUABLE tools and technology that help monitor our spending habits, credit scores and other financial details in...

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Why do I need mortgage insurance? Here is your answer!

Some insurances, like the kind that are offered after a big purchase or a car rental, may seem unnecessary. Depending on factors like the strength of your current policies, you may get away by opting out. In the real estate world, and the many transactions and steps...

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